DEAL ANALYZER
Enter your deal details to get an insider score and see exactly what the dealer is making
VEHICLE PRICE
From window sticker
$
What you're paying
$
Negotiable!
$
FINANCING
%
mo
$
TRADE-IN & ADD-ONS
$
Check KBB.com
$
Extended warranty, GAP, etc.
$
63/ 100
FAIR DEAL
EST. TOTAL DEALER PROFIT
$6,809
Estimated across front-end gross, finance markup, trade-in margin, and F&I products
DEALER PROFIT BREAKDOWN
Front-End Gross (Vehicle Price)$1,650
Finance Rate Markup$1,579
Trade-In Margin$2,500
F&I Products Margin (~60%)$1,080
DEAL INSIGHTS
Price: 3.6% below MSRP
You're saving $1,500 off sticker. Est. invoice: $39,900
APR: 6.5% (Est. buy rate: ~4.5%)
Finance markup costs you ~$1,579 over the loan
Loan Term: 60 months
Reasonable term length
Trade-In: 76% of KBB value
Dealer offered $8,000 vs. KBB $10,500 — gap: $2,500
F&I Add-Ons: $1,800
Est. dealer margin on these products: $1,080
Doc Fees: $599
Reasonable doc fee
YOUR NEGOTIATION TARGETS
Target Vehicle Price
~5% below MSRP
$39,900
Target APR
Get pre-approved first
5.0%
Target Trade-In
88% of KBB
$9,240
Target Doc Fee
Push to reduce
$299
MARKET COMPARISON
Market Average
$32,273
Your Price
$40,500
OVERPRICED
You're 25.5% above market average - negotiate lower
Similar Listings (8 found)
City Cars Inc.$33,674
84,254 mi • New York, NY
Downtown Auto Group$32,844
62,467 mi • New York, NY
City Cars Inc.$33,039
74,177 mi • New York, NY
DEALER REPUTATION
Community-sourced ratings from 127 buyers
Downtown Auto Group
Overall Rating
127 reviews
4.5
Excellent
Pricing Fairness
4.3/5
How fair are their prices compared to market value
F&I Tactics Risk
Moderate
Standard F&I upselling
Customer Service
4.6/5
Negotiation Flexibility
4.2/5
How willing they are to negotiate on price and terms
Insider Tip: High F&I tactics scores mean they'll push hard on extended warranties and add-ons. Know your limits before you walk in.
SAVED DEALS
3 deals saved — Pro feature
2023 Honda Accord
Downtown Auto Group • New York, NY
78
Price
$24,500
Market
$26,200
Savings
$1,700
2022 BMW 3 Series
Premium Motors • Los Angeles, CA
65
Price
$32,800
Market
$35,100
Savings
$2,300
2021 Toyota Highlander
Honest Dealer Co. • Austin, TX
82
Price
$38,200
Market
$39,500
Savings
$1,300
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